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An ageing population has forced the Government to make extensive changes to pension legislation. Whether you are attending a nursery, working or retired, you should take advantage - it could lead to a much more comfortable retirement.

The changes have brought some great benefits:

  • You can decide where your pension is invested
  • When you reach retirement you don't have to swap your pension fund for an annuity
  • When you die, your family can enjoy your pension fund if you wish.
  • You can arrange a pension for a child - and they can receive tax relief
  • You can even enjoy tax relief if you are already retired
  • You can move existing pensions into better funds
Whatever your age (or the age of your children/grandchildren) you should ask about the new pensions.

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